Zakat Calculator
Work out zakat on cash, savings, gold, silver, investments and business stock.
How to use Zakat Calculator
- Enter today’s gold and silver price per gram in your currency (from a local jeweller, bank or market rate).
- Enter what you own: cash, bank balances, gold and silver by weight, investments, business stock and money owed to you. Subtract debts and bills due now.
- Read whether your wealth is above the nisab and how much zakat is due (2.5%). The breakdown can be printed or noted for your records.
How zakat is calculated
Zakat = 2.5% of zakatable wealth, payable once your wealth has stayed at or above the nisab for a full lunar year (hawl). Zakatable wealth here is cash, bank balances, gold and silver, investments, business stock and money you expect to be repaid, minus debts and bills due now.
The nisab is the value of a set weight of gold or silver. Two measures are in common use: 7.5 tola of gold or 52.5 tola of silver (87.48 g / 612.36 g), widely used in South Asia, and 85 g of gold or 595 g of silver, used by many charities elsewhere; choose either. Because silver is far cheaper, the silver nisab is much lower and more people reach it; many scholars and charities recommend it as the safer choice for the giver, while others use gold. Choose the basis your scholar or school follows; with both prices entered, the tool shows both thresholds.
Gold is valued at its gold content: 22 karat is 22/24 of the 24-karat price. Your home, car, personal items and tools of work are not zakatable. Opinions differ on jewellery worn regularly, retirement funds and long-term debts; when unsure, ask a scholar. The calculator does not decide these questions for you.
Example
Cash Rs 100,000 + bank Rs 400,000, debts due Rs 50,000, silver at Rs 250/g: zakatable wealth Rs 450,000; silver nisab 612.36 × 250 = Rs 153,090; zakat due = 2.5% × 450,000 = Rs 11,250.
Frequently asked questions
What is the nisab for zakat in 2026?
The nisab is not a fixed amount of money: it is the value of 87.48 g of gold or 612.36 g of silver (or 85 g / 595 g, by another common measure) on the day you calculate. Enter today’s price per gram and the tool shows the exact figure in your currency.
How much zakat do I pay on gold?
2.5% of its value if your total zakatable wealth is above the nisab. Enter the weight and purity; 10 g of 22 karat gold at 100 per gram (24 karat) is worth 916.67, so its share of zakat is 22.92.
Should I use the gold or silver nisab?
Many scholars recommend the silver nisab because it is lower, so more people give and the poor benefit more. Others use gold, especially when savings are held in gold. Follow your scholar or school; the tool supports both.
Do I pay zakat on my house or car?
No, not on the home you live in or the car you use. Property bought to sell is business stock and is zakatable; rental income that you save becomes part of your cash.
Are my numbers stored?
No. The calculation happens in your browser and nothing is sent or saved.
Limitations
- For individuals; business zakat and agricultural zakat (ushr) have their own rules.
- Scholarly opinions differ on some assets (jewellery in use, pensions, long-term debts); the tool counts what you enter.
- Prices are your input: the tool does not fetch live gold or silver prices.
- Not a fatwa; consult a scholar for your situation.
Guides for this tool
- Zakat on Gold and the Nisab in 2026: How to Calculate ItHow to work out zakat on gold, silver, cash and savings: the gold and silver nisab in grams and tola, karat purity, debts, and a worked example. Any currency.
- Salary Tax Slabs 2026-27 Pakistan: Rates & Monthly TaxPakistan salary tax slabs for 2026-27 (tax year 2027) under Finance Act 2026, the end of the surcharge, and monthly tax on common salaries compared with 2025-26.
Last reviewed November 9, 2026. How we build and test tools.